Waterloo, IA Housing Market

Market data powered by Zillow Research. Last updated: 2026-04-02

Waterloo, IA is showing healthy, moderate growth.

  • Steady price growth of 2.9% year-over-year — a balanced market.
  • Price-to-rent ratio: 14.7 — buying is likely more cost-effective than renting.

Median Home Value

$193,606

ZHVI

Year-over-Year

+2.9%

Price change

5-Year Change

+32.8%

Since 2021

Median Rent

$1,095/mo

ZORI

Active Listings

556

For sale

State Avg

$227,764

Iowa

Home Value Trends

5-year Zillow Home Value Index for Waterloo, IA vs. state and national averages.

Rent Data

Median Rent

$1,095/mo

Rent YoY Change

+3.3%

Rent vs. Buy Calculator

Market data provided by Zillow Research. Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI) are trademarks of Zillow, Inc.