California Mortgage Calculator

Calculate your monthly mortgage payment using California's average home price and property tax rate. Pre-filled with current California data.

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Loan Details

$
0%50%

Estimated Monthly Payment

$4,766

Principal, Interest, Taxes, Insurance

Payment Breakdown

Principal & Interest$4,092
Property Tax (0.7%)$472
Homeowners Insurance$202
Total$4,766/mo

Loan Summary

Loan Amount$647,382
Total Interest Paid$825,700
Total Cost (P+I)$1,473,081
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California Mortgage Notes

The average home price in California is $809,227. This calculator uses California's average property tax rate of 0.7%.

The FHA loan limit in California is $1,149,825. If you're using the 3.5% FHA down payment option, ensure your loan amount stays within this limit.

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