South Dakota Mortgage Calculator

Calculate your monthly mortgage payment using South Dakota's average home price and property tax rate. Pre-filled with current South Dakota data.

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Loan Details

$
0%50%

Estimated Monthly Payment

$1,971

Principal, Interest, Taxes, Insurance

Payment Breakdown

Principal & Interest$1,625
Property Tax (0.99%)$265
Homeowners Insurance$80
Total$1,971/mo

Loan Summary

Loan Amount$257,114
Total Interest Paid$327,935
Total Cost (P+I)$585,050
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South Dakota Mortgage Notes

The average home price in South Dakota is $321,393. This calculator uses South Dakota's average property tax rate of 0.99%.

The FHA loan limit in South Dakota is $472,030. If you're using the 3.5% FHA down payment option, ensure your loan amount stays within this limit.

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